Accidents With Uninsured Motorists

Georgia Uninsured and Underinsured Motorist Claims

Because accidents are inevitable, the law requires motor vehicle owners to carry insurance. Even so, many drivers do not. To make matters worse, the amount of insurance that drivers are required to purchase is often not sufficient to cover the medical expenses of people with serious injuries.

If you have been injured in a motor vehicle accident that involved an underinsured or uninsured motorist — notify your insurance company and then contact the experienced lawyers at the Atlanta area law firm of Toliver & Gainer .

Our firm handles UM and UIM claims for policyholders statewide and represents clients in insurance bad faith litigation as well.

Experience You Can Count On

With more than 60 years of combined experience dealing with insurance-related claims, disputes and litigation — our attorneys know how insurers operate and they understand the complex web of laws governing this industry. As a result, we have become very good at identifying applicable policy coverages and at helping our injured clients obtain the financial resources needed to rebuild their lives, from sources they never knew existed.

Protecting Your Own Interests in the Future

Although you can't improve your current situation by going back in time to purchase more underinsured and uninsured motorist coverage — you can protect your own interests in the future by keeping a few simple rules in mind.

First, purchase as much UM/UIM coverage as you can reasonably afford. It costs very little to do so, especially when compared to the benefits you will gain if you are ever in a serious accident again. Second, consider purchasing your policies from a mutual insurance company. If you do, you will be able to combine ("stack") the coverage provided for in multiple policies. Third, do not voluntarily sign a release or waiver until you have spoken to an attorney about what the insurance company is really asking you to give up.

For answers to other questions about underinsured and uninsured motorist policies, contact us online or call our law offices in Conyers, Georgia, at either (678) 374-1034, or at (866) 920-1863.